about the agency
A Full Service, Independent Insurance Agency
My Insurance Agent is an independent insurance agency based in Owensboro, Kentucky, dedicated to fiercely protecting clients with tailored insurance solutions and unwavering service. Founded by Tom Cayce, a licensed expert in property, casualty, life, and health insurance, the agency was built on the promise to protect clients like family. With specialized knowledge in commercial insurance for restaurants, skilled trades, and retail stores, My Insurance Agent offers both commercial and personal insurance products, ensuring clients receive honest advice, responsive service, and coverage that fits their unique needs.
What sets My Insurance Agent apart is its commitment to transparency, local relationships, and client-focused service. Clients benefit from direct access to their agent—whether by phone, email, or text—with most inquiries answered within four hours. As a partner of leading carriers and an affiliate of SmartChoice, the agency is equipped to provide comprehensive insurance solutions not only in Kentucky and Indiana but across all 50 states. My Insurance Agent’s mission is simple: to deliver peace of mind through expertise, responsiveness, and a genuine dedication to each client’s protection.

Fiercely Protecting Clients

Count on My Insurance Agent for personalized support
Rely on My Insurance Agent for local expertise.
At our independent agency, we put your insurance needs first. By taking the time to understand your goals, we create customized coverage solutions designed to protect what matters most to you.
Our commitment to personalized service and trusted guidance is the foundation of everything we do. No matter where life or business takes you, our team is here to provide dependable support and help you make confident insurance decisions.
Insurance Coverages Offered
Learn more about the insurance coverages available from My Insurance Agent. Our team is ready to answer your questions and provide free quotes for any coverage inquiries.
Contractors Insurance
General Liability Insurance
Garage Keepers Insurance
Homeowners Insurance
Commercial Property Insurance
Car Insurance
Access to Carriers
As an independent insurance agency, we work with a trusted network of highly rated carriers to compare coverage options and competitive rates. Whether you’re protecting your home, your loved ones, or your business, we’ll help you find insurance solutions that fit your needs and budget.

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